Common Medical Problems To Declare For Holiday Health Insurance

Comment Off 16 Views

There are dozens of medical problems which require you to declare them fully if you are hoping to receive comprehensive medical coverage. If these conditions are not declared then you may not be able to claim any money in the event of anything going wrong.

If you are honest with the insurance company and you disclose everything from the most minor to the most serious conditions then you will not have anything to worry about.

This guide will show you some of the most common medical problems which need to be disclosed in order for your policy to be valid in the event of anything going wrong. Find out which medical conditions you must declare before going away.

Heart Conditions

Heart conditions are one of the most important issues to disclose whilst you are choosing which health insurance policy is right for you. Previous strokes and heart attacks are just two of the conditions which should be declared.

Other issues to disclose regarding heart conditions include pacemakers and whether you have received any bypass surgery in the past.

Once these health issues have been disclosed then you will be able to enjoy your holiday safe in the knowledge that you are covered for issues regarding your heart.

Epilepsy

Epilepsy is a common condition which causes people to have fits. These fits can be incredibly dangerous so it is important to declare the condition to the health insurance company before you travel on your holiday.
Epilepsy will prevent you from riding a motorcycle or driving a car whilst you are on holiday. Driving or riding with this condition could ultimately invalidate any claims which you may want to make.

http://www.travelsupermarket.com/wp-content/uploads/2012/06/backpacker-insurance.jpg

Make sure to take medication with you whilst you are travelling abroad. This will minimise the risk of you having a fit. Remember to inform hotel staff about your condition so that they can help you in the event of any emergencies occurring.

Deep Vein Thrombosis

Deep vein thrombosis can occur at high altitude and usually happens when people are flying on the plane to their destination. Declare any problems such as high blood pressure to the insurance company so that you are fully covered in the event of any complications occurring whilst you are flying to your holiday destination.

Osteoporosis

Osteoporosis is more commonly known as brittle bone disease. It is more prevalent in older people than youngsters. A slip or trip on holiday could lead to a broken leg or hip. Make sure that you are fully insured.

Sleep-Related Disorders

Sleep-related disorders such as sleep apnoea and sleepwalking can cause problems for you whilst you are travelling abroad. For example, you may accidentally walk into furniture or fall down stairs whilst you are sleepwalking. Declare any sleep-related disorders so that you will be fully covered in the event of accidents and injuries.

Hopefully, this guide has given you some useful information about the types of conditions which require holiday health insurance. Remember, try and shop around for a good deal before you make the final decision.

In : Health

About the author